Why pay more than you really need to?
If you just devote some of your time to researching, making a few phone calls and sending a few emails to home insurance companies can help you save hundreds of Euros every year.
It is really not possible to give you the name of one insurance company which will help you save the most because different companies will give you different rates according to the area of your house and some other details. You will get a number of different rates and quotations from different companies and brokers.
Use an Insurance Broker
You can save your time and money by getting rates from a number of Spanish home insurance companies and comparing them. When you hire insurance brokers they go straight to their best sources in Spanish home insurance companies and can get you some really low rates that you would not have gotten without them.
Do it yourself
You can look around the internet and do some research to find the best home insurance rates by using websites which allow you compare prices for home insurances. The prices you get on these sites are based upon the area of your house and some other details and circumstances. These sites can prove to be very useful and can get you pretty good rates in really small times.
Be done with it in one go
Instead of paying your home insurance company in installments you should try to pay them off in one go.
Increase Your Excess
If you take an increased risk of raising your excess on your Spanish home insurance policy, it will lower the annual premiums.
Mostly immigrants who are looking for quotes for home insurance in Spain will be majorly in the areas which are prominent immigrant areas on Costa del Sol (especially Marbella, Puerto Banus, Benalmadena, Fuengirola, Torremolinos, Nerja and Malaga), the Costa Blanca (especially Alicante, Benidorm, Calpe, Moraira, Torrevieja), the Costa Brava, Madrid, Barcelona or the islands of Spain such as Tenerife, Lanzarote, Majorca/Mallorca, the Canary Islands and Menorca.
A large number of immigrants who have bought houses or other properties don’t know the Spanish language really that well, which is a negative point for them. In turn, they when they’re looking for home insurance companies they majorly search for and contact those insurance companies and insurance brokers which offer their services and policies in English. This fact unfortunately also decreases the chances of them to get the best least possible rates.
Knight Insurance, INOV, Abbeygate, The Insurance Centre and IBEX are some notable insurance brokers in Spain which offer their services in English.
Some of the most popular home insurance companies in Spain offering their services in English are AXA Spain, Allianz, Catalana Occidente, Generali, Zurich, MutuaMadrilena, Caser Seguros, Aviva, Mapfre Insurance and Liberty Seguros.